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Small Business AI Adoption in 2026: Early Survey Findings | ScaleWave
Original Research • 2026

Small Business AI Adoption in 2026: Early Survey Findings

Small businesses are embracing AI. But are they ready for it?

Published August 28, 20265–6 min readScaleWave Marketing
79%
Currently use AI
78%
Believe AI could improve operations
68%
Say they are ready to explore or implement AI
54%
Say they have sufficient financial resources for new technology

Based on 75 eligible respondents in the preliminary sample.

ScaleWave is currently assisting with an ongoing 2026 research study examining AI adoption among small businesses. The survey looks at how business owners are using AI, where they see practical value, and what barriers may affect implementation.

The study is targeting 120 eligible respondents. This article presents preliminary findings from the first 75 eligible responses, with the results to be updated as the research continues.

Fifty-nine of 75 respondents (78.7%) said their businesses currently use AI tools in day-to-day operations. Fifty-eight of 74 (78.4%) said AI could improve how their business operates. Fifty of 74 (67.6%) said their business is ready to explore or implement AI.

Resource availability is mixed. 54.1% now report sufficient financial resources, but only 40.5% report sufficient capable staff and 35.1% report sufficient time. Time is also the most commonly cited barrier to adoption, at 41.9%.

The preliminary results suggest AI use has grown faster than readiness or resources have caught up. More businesses are using AI than a smaller earlier sample suggested, but time, not budget, now stands out as the clearest constraint on further adoption.

About The Survey
Study Year2026
StatusOngoing, preliminary findings
Current Eligible Sample75 respondents
Target Sample120 respondents
Business Size1–9 employees
LocationNew Jersey
RespondentsOwners / decision makers

These findings represent an early analysis of an ongoing, geographically concentrated survey. They should not be interpreted as estimates for all U.S. small businesses.

Finding 1

Nearly Four in Five Surveyed Businesses Are Already Using AI

The survey asks whether businesses currently use AI tools in day-to-day operations, including marketing, HR, finance, and other functions. 78.7% said yes. 21.3% said no.

For businesses with only 1 to 9 employees, the finding shows that AI is already being used in day-to-day operations by a large majority of respondents, and usage has grown since the earlier stage of this research.

Currently use AI78.7%
59 of 75 respondents
Do not currently use AI21.3%
16 of 75 respondents
59 of 75 respondents report active AI use in daily operations. 16 report none.
Finding 2

Most Respondents See AI as a Broad Operational Benefit

The survey asked about AI's potential across several areas, not just general operations. The pattern holds across all four: a strong majority see AI as beneficial, and readiness to act on that belief is somewhat lower.

AI could improve operations78.4%
58 of 74 respondents
AI could improve efficiency82.2%
60 of 73 respondents
AI could improve revenue or profitability77.0%
57 of 74 respondents
Ready to explore or implement AI67.6%
50 of 74 respondents
Belief in AI's value is consistently high across operations, efficiency, and revenue. Readiness to act on that belief is somewhat lower, a gap that's grown clearer as the sample has expanded.
Finding 3

Readiness Doesn't Always Mean Having the Resources

67.6% of respondents say they're ready to explore or implement AI. Reported resource availability is lower across most categories we asked about, particularly time and staffing.

Ready to explore or implement AI67.6%
50 of 74 respondents
In a position to support technology change63.5%
47 of 74 respondents
Sufficient technology resources56.8%
42 of 74 respondents
Sufficient financial resources54.1%
40 of 74 respondents
Sufficient capable staff40.5%
30 of 74 respondents
Sufficient time35.1%
26 of 74 respondents
Willingness to explore AI remains higher than reported resource availability. Time and staffing show the widest gaps from readiness, while financial resources has narrowed since the earlier stage of this research.
Finding 4

Time Is Now the Clearest Barrier to AI Adoption

Respondents were also asked what specifically holds them back. Time is the most commonly cited barrier in this expanded sample, ahead of cost, complexity, and uncertainty about AI's value.

Time is a barrier41.9%
31 of 74 respondents
AI seems too expensive32.9%
24 of 73 respondents
AI feels too complicated25.7%
19 of 74 respondents
Lack implementation capacity25.7%
19 of 74 respondents
Difficult to learn or implement24.3%
18 of 74 respondents
Unsure of practical value23.0%
17 of 74 respondents
Time is now the most commonly cited barrier, ahead of cost. Complexity and uncertainty about AI's practical value rank lowest among the options asked about.
Context

These Businesses Are Already Comfortable With Digital Tools

85.3% report digital tools integrated across multiple areas of their business, 82.7% use digital tools daily, and 78.7% use online or cloud-based tools. 78.4% say important information is already managed digitally, 75.7% are comfortable adopting new digital tools, and 73.3% say their processes are already supported by digital technology.

Overall, the sample reports substantial existing use of and comfort with digital technology, providing important context for the AI adoption findings.

What It Means

What These Early Findings Could Mean for Your Business

This doesn't mean small businesses should avoid AI or adopt it uncritically. It means the decision is less about whether AI has value and more about whether a specific business currently has what it takes to use it well.

AI adoption may already be moving beyond experimentation.

Nearly four in five respondents report using AI in daily operations.

Seeing value in AI and being prepared to implement it are different things.

A business owner who believes in AI may still lack the staff time, technical skill, or budget to put a new system in place responsibly.

Start with AI applications that are easier to implement.

Businesses with 1 to 9 employees benefit most from tools that solve a specific problem without major infrastructure, training, or ongoing management.

Before Implementing AI, Ask
  1. What repetitive problem are we trying to solve?
  2. How much employee time does it currently consume?
  3. What systems would the AI solution need to connect with?
  4. Who will be responsible for maintaining it?
  5. Can we measure whether it actually saves time, improves service, generates revenue, or reduces costs?

A Pattern That's Held Up as the Sample Has Grown

94.0%
Under age 45 (47 of 50)
48.0%
Age 45+ (12 of 25)

Broken out further, usage ranges from 100% among 18–24 respondents (9 of 9) and 96.3% among 25–34 (26 of 27) down to 45.5% among 45–54 (5 of 11) and 33.3% among 65+ (1 of 3).

With 75 eligible respondents, the combined under-45 and 45+ comparison now rests on larger groups (50 and 25 respondents) than in the earlier stage of this research. Individual five-year age brackets, particularly 18–24 and 65+, remain small, so those specific figures should still be read cautiously. We'll continue tracking this pattern as the sample grows toward 120.

What's Next

The Research Is Still Ongoing

This study is targeting 120 eligible respondents. The current sample of 75 represents meaningful progress toward that goal. We'll continue updating this analysis as the sample grows, including whether these relationships hold across age, business size, digital maturity, available resources, and AI users versus nonusers.

Let's Talk

Where Does AI Actually Fit Into Your Business?

Using an AI tool and integrating AI into business operations are two different things. ScaleWave helps businesses identify practical opportunities for AI and automation based on the systems, workflows, and resources they already have.